About Private Health Insurance Spain
We built this site to make one thing easier: understanding private health insurance in Spain for expats, visa applicants, and long-term residents.
Confused About Health Insurance in Spain?
If you’ve searched online, you already know how messy it gets — most pages are either trying to sell you a specific plan or overwhelm you with options. We’re different. We don’t sell policies. We don’t run a comparison engine. We don’t ask for your phone number.
Instead, we offer a simple, unbiased resource to help you figure out:
- What kind of private health insurance is required for residency in Spain
- How much it costs, based on real examples
- What it covers (and what it doesn’t)
- Which policies are accepted by Spanish consulates
- What makes a policy “residency compliant”
- Why many expats still choose private insurance even when they don’t legally need it
- Whether you’re applying for a non-lucrative visa, the digital nomad visa, or just want quicker access to medical care, we’re here to make things easier.
Why We Created PrivateHealthInsuranceSpain.com
We’re a small international team living in Spain — and like many of you, we had to navigate this exact process ourselves. That meant figuring out:
- Which insurers are actually approved in Spain
- What “no co-pay” really means
- Why travel insurance isn’t good enough
- How to avoid buying a non-compliant policy by accident
- We realised there were hundreds of people asking the same questions… and most were getting confusing, sales-driven answers.
- So, we decided to build the guide we wish we’d had from the start.
How This Site is Funded
To keep this site free and regularly updated, we may earn referral commissions if you use certain links to request quotes or apply for coverage. There’s no extra cost to you, and we only link to providers that:
- Are legally authorised to operate in Spain
- Offer residency-compliant, full-coverage policies (including no co-pay options)
- Have a solid reputation among expats, immigration lawyers, and visa agencies
This small commission helps us avoid putting ads all over the site or forcing people into comparison for
What Makes us Different
We’re not here to collect leads or pass your details to insurance companies. We don’t sell policies, and we don’t represent a single brand.
We focus on independent, honest content to help you make informed decisions — whether that means buying a policy or not. If you need insurance, we’ll show you what’s required. If you don’t, we’ll tell you that too.
Get in Touch
We’re always updating this site to reflect changes in visa rules, policy details, and insurer availability. If you notice something that’s changed — or you think a guide is missing — feel free to contact us at: info@privatehealthinsurancespain.com.