Short answer
Private Health Insurance Spain is written and run by Jon Grocott, an English speaker who lives in Spain. It explains visa insurance rules, public healthcare entitlement and private policies in plain English. Every legal rule is checked against the official source, every price is dated and attributed, and no insurer pays for coverage on the site.
Jon Grocott
Jon is based in Spain and runs this site independently. It exists because the questions people moving here ask most (do I need private insurance, what will the consulate accept, can I use the public system instead) are answered in scattered, contradictory and often sales-led places.
Jon is not an insurer, insurance broker, lawyer or medical professional, and the site doesn't pretend otherwise. What it offers is careful reading of the rules and the market, written up so you can check every claim yourself.
You can contact Jon at jon@privatehealthinsurancespain.com.
How each guide is researched
- Rules come from the law and the authority. Visa and residence requirements are checked against Real Decreto 1155/2024, the BOE and the current pages of the Ministerio de Inclusión and Spanish consulates. Public healthcare rules are checked against Seguridad Social, the Ministerio de Sanidad and regional health services.
- Prices are attributed and dated. Market averages come from named sources such as Rastreator's price index and ICEA. Insurer prices come from the insurer's own published figures, with the date they were checked.
- Product facts come from the insurer. Network sizes, age limits and benefits are taken mainly from insurers' own websites or policy conditions (with any third-party figures, such as comparison-site age lists, attributed), and phrased carefully where they vary by product.
- Every guide shows its sources at the end of the page, and the date it was last checked under the headline.
When things change
Spanish immigration rules, fees and insurer terms do change. Guides are reviewed regularly, and material changes are recorded on the corrections and updates page rather than silently rewritten. If you spot something out of date, please send the page, the sentence and the source that changes it.
How the site is funded
The site is free to read and has no advertising. See the commercial disclosure for its current position on referrals. No insurer or broker can pay to change what a guide says, and insurers are never ranked by commission.
What this site isn't
It isn't legal, medical or personal insurance advice, and it doesn't decide whether a consulate will accept your documents. Use it to understand your options and ask better questions, then confirm the details with the authority handling your application and the insurer or a registered broker.