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Legal notice

Who operates this website and the terms on which it is provided.

Operator

In accordance with article 10 of Ley 34/2002 de servicios de la sociedad de la información y de comercio electrónico (LSSI), the operator of PrivateHealthInsuranceSpain.com is:

Purpose of the site

The site publishes general information about healthcare entitlement, Spanish visa health-insurance requirements and private health insurance in Spain.

Not an insurance intermediary

Jon Grocott is not an insurer or an insurance intermediary registered with the Dirección General de Seguros y Fondos de Pensiones (DGSFP). The site does not give personalised insurance advice, recommend a specific policy for you, or conclude insurance contracts. See the commercial disclosure.

Accuracy and liability

Guides are researched carefully and dated, but rules, fees and policy terms change. Nothing on this site is legal, medical or personal insurance advice. Before relying on any information, check the current instructions of the authority handling your case and the full conditions of any policy. To the extent permitted by law, the operator is not liable for decisions made on the basis of the site's content.

Intellectual property

The text and design of this site belong to Jon Grocott unless stated otherwise. You may quote short passages with a link to the source page.

Links to official and third-party sites are provided as sources. The operator is not responsible for their content.

Applicable law

These terms are governed by Spanish law.