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Non-Lucrative Visa Health Insurance Checklist

A printable document-pack checklist for Spain’s Non-Lucrative Visa healthcare evidence.

Short answer

Start with the current checklist from the consulate deciding your application. Use this page to organise the verified insurance points, not as a replacement for the consulate’s instructions.

Confirm the current route

Record the consulate, application place and intended submission date.

  • Current official NLV checklist saved
  • Every applicant and dependant identified
  • Required policy period and start date confirmed

Verify the insurer and policy

Check the legal insurer rather than a trading name.

  • Insurer authorised to operate in Spain
  • Cover matches the risks stated by the consulate
  • Co-payment and waiting-period wording checked
  • Full policy and personalised terms obtained

Check the certificate

Compare the final certificate against identity documents and the official checklist.

  • Full names and identity details match
  • Dates cover the required period
  • Every family member is named or clearly included
  • Payment evidence retained where requested

Keep the complete pack

Save the certificate with the contract, provider directory and underwriting decision.

  • Certificate
  • Policy wording and personal schedule
  • Health declaration and written decision
  • Receipt or payment confirmation
  • Copy of the official checklist used

Sources

  1. London consulate: Non-Lucrative Visa
  2. Real Decreto 1155/2024, Article 61
Written by Jon Grocott

Jon lives in Spain and runs this site independently. He isn't an insurer, broker or lawyer: every rule and figure is checked against the official or named source linked on the page. Spotted something out of date? Report a correction.